Top 20 Digital Banks

Thinking of switching to a digital bank? Here are the best online-only banks and apps to choose from.
Top 20 Digital Banks
#1
Bank of Communications
#1 in British Banks
96% BankRank® Score
Bank of Communications
About Bank of Communications Bank of Communications, sometimes shortened to BoCom or BoComm, is one of China’s largest banks. It was one of the first Chinese banks to issue bank notes. Founded in 1908, Bank of Communications opened its first overseas...
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#2
Tandem Bank
#2 in British Banks
96% BankRank® Score
Tandem Bank
An online-only bank, Tandem is based in London and offers customers a different approach to traditional banking. The focus of their website is on helping people manage their finances better and make the most of their money. The interactive app notifies...
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#3
Bank of Ceylon
#3 in British Banks
94% BankRank® Score
Bank of Ceylon
About Bank of Ceylon Bank of Ceylon is a major commercial bank based in Colombo, Sri Lanka. Government-owned, the bank has hundreds of branches throughout the country plus branches in Male, Chennai, and Seychelles alongside a subsidiary in London. The...
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Bank of Beirut
#4 in British Banks
90% BankRank® Score
Bank of Beirut
About Bank of Beirut Bank of Beirut, founded in 1963, is a commercial bank based in Beirut, Lebanon. The bank began life in 1963 as Realty Business Bank, before changing its name to Bank of Beirut in 1973. It expanded rapidly in the 1990s when it acquired...
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ADIB
#5 in British Banks
89% BankRank® Score
ADIB
About Abu Dhabi Islamic Bank Abu Dhabi Islamic Bank, or ADIB, is an Islamic bank based in the city of Abu Dhabi in the United Arab Emirates. Established in 1997, all ADIB banking operations are compliant with Sharia law. ADIB also has an international...
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Ahli United Bank
#6 in British Banks
88% BankRank® Score
Ahli United Bank
About Ahli United Bank Ahli United Bank is a bank headquartered in Manama, Bahrain. It is the largest bank in the country. Formerly known as the United Bank of Kuwait, what is now Ahli United Bank was established in 1966 with the goal of expanding Kuwait’s...
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Atom Bank
#7 in British Banks
85% BankRank® Score
Atom Bank
Last updated:  About Atom Bank Atom Bank is a digital-only financial company and ‘challenger bank’ established in Durham in 2014. Challenger banks are smaller, newer retail banks set up to compete with, and offer an alternative...
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Adam & Company
#8 in British Banks
85% BankRank® Score
Adam & Company
About Adam & Company Founded in 1983, Adam and Company is a division of the Royal Bank of Scotland (RBS), catering for private banking customers with services including investment management and financial planning. The bank is based in Edinburgh and...
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Bank of America Merrill Lynch
#9 in British Banks
84% BankRank® Score
Bank of America Merrill Lynch
About Bank of America Merrill Lynch Bank of America Merrill Lynch was formed in 2009 after Bank of America acquired Merrill Lynch. The bank should not be confused with Merrill Lynch, the wealth management arm of Bank of America. It is a multinational...
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Bank Mandiri
#10 in British Banks
84% BankRank® Score
Bank Mandiri
About Bank Mandiri Bank Mandiri, or PT Bank Mandiri, is the largest bank in Indonesia in terms of assets, loans and deposits. It is headquartered in Jakarta. It was founded in 1998 and provides general banking services including: Corporate, commercial...
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Wise
#11 in British Banks
82% BankRank® Score
Wise
Transferring money was traditionally a long, arduous, and expensive process. Sending funds overseas often required you to wait until the perfect moment, when exchange rates were favourable. In the digital age, much of that has changed, thanks in no...
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Bank of Cyprus
#12 in British Banks
82% BankRank® Score
Bank of Cyprus
About Bank of Cyprus Bank of Cyprus was founded in 1899 as the Nicosia Savings Bank, is a Cypriot bank. It was the first Cypriot bank; before then, all other banks in Cyprus were foreign-owned. The bank became a public company and was renamed Bank of...
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Access Bank
#13 in British Banks
82% BankRank® Score
Access Bank
Access Bank is a Nigerian multinational bank with some 305 branches located across Nigeria, sub-Saharan Africa and the United Kingdom. Founded in 1989, Access is licensed by the Central Bank of Nigeria and was listed on the Nigerian Stock Exchange in...
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goHenry
#14 in British Banks
82% BankRank® Score
goHenry
Pocket money has evolved from the days of handing out spare change for doing chores around the house. The latest (and easiest) way to manage and keep track of your children’s finance is here. goHenry is an innovative way of familiarising children with...
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Bank of Ireland
#15 in British Banks
78% BankRank® Score
Bank of Ireland
About Bank of Ireland The Bank of Ireland is an Irish commercial bank. It is one of the ‘Big Four’ of Irish banks and was established by Royal Charter in 1783. The Bank of Ireland is not, and never has been, the Irish central bank but has performed...
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Bank of China
#16 in British Banks
77% BankRank® Score
Bank of China
About Bank of China The Bank of China, or BOC, is one of the four largest state-owned commercial banks in China. The bank has a close relationship with its subsidiary Bank of China (Hong Kong), though they are legally separate entities. Bank of China...
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Al Rayan Bank
#17 in British Banks
75% BankRank® Score
Al Rayan Bank
About Al Rayan Bank Al Rayan Bank PLC, formerly Islamic Bank of Britain, is a commercial bank established in 2004. The bank welcomes people of all faiths but claims to be the first fully Sharia-compliant bank in Britain. Al Rayan is seeing a surge in...
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NatWest
#18 in British Banks
75% BankRank® Score
NatWest
NatWest, or National Westminster, is a retail and commercial bank based in the United Kingdom. It is one of the ‘Big Four’ UK clearing banks and has more than 7.5million personal banking and 850,000 small business customers. NatWest also operates in Ireland,...
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Revolut
#19 in British Banks
75% BankRank® Score
Revolut
Its name suggests that it’s revolutionary. It also makes it sound like a vodka brand. For frequent travellers and those with friends overseas, this may be the ideal bank. First Glance There are a lot of things to like about Revolut....
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Dozens
#20 in British Banks
75% BankRank® Score
Dozens
Talking of ‘digital and financial innovation’, Dozens provides a current account alongside investment opportunities. It claims to help you ‘maximise your money’s potential’, but is Dozens the current account to build your bank balance? First Glance Dozens...
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