Curve Announces Cashback Scheme

Curve is a service that aims to simplify your finances, allowing you to connect all of your bank accounts into one card and app. The fintech company launched its app in 2016, and it won the award for best startup at Wired Money in 2017.

Users can sign up for an account on Android and iOS and will then receive a Mastercard in the post. With their intention to become the ‘Amazon of Banking’, Curve has gradually been bringing new features to its service. The latest addition is the Curve cashback scheme, which allows users to collect 1% cashback at certain retailers.

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How Curve Works

The Curve app lets you link your existing Mastercard and Visa debit and credit cards to Curve’s one single Mastercard. Using the Curve app, you can then track your spending and consolidate your finances in one area. With the card, you can make payments on your credit card in places that don’t usually take them.

Curve has three services of different levels — one that is free to join, one that’s £9.99 per month, and one that’s £14.99 per month (or £150 if paid annually). Each has its own set of perks, and each is eligible for the newly announced Curve Cash cashback scheme.

What is the Curve Cash Cashback Scheme?

Curve Cash is the new rewards programme from Curve, replacing their Curve Rewards scheme. It gives users 1% instant cashback at their chosen retailers for an unlimited amount of time.

Every time you spend at one of your selected retailers, you’ll instantly be rewarded with the 1%. This bonus stacks on top of any existing cashback rewards that apply to cards connected with your Curve account.

There are three levels of Curve Cash on offer, each applying to a different subscriptions level:

• Curve Blue cardholders (the free account) can choose three retailers to earn cashback from. This applies for 90 days.
• Curve Black cardholders (the £9.99 per month account) get to select three retailers to earn cashback from for an unlimited amount of time.
• Curve Metal cardholders (the £14.99 per month account) can choose six retailers to earn cashback from for an unlimited amount of time.

This is a pretty appealing reward scheme, particularly when you consider some of the retailers on the list. And, depending on how much you spend each month and where, it could reduce your monthly Curve account costs significantly.

It’s worth noting that customers who joined Curve before 16th February 2018 will still be on the old Curve Rewards scheme. Although the amount you collect is more (between 1.5% and 3%), the choice of retailers isn’t as expansive as Curve Cash.

Where Can You Collect Cashback?

There are more than 100 retailers, including at least 60 top brands that you can collect Curve Cash at. Some of the most notable ones you can choose from include Tesco, TFL, Uber, Amazon, Netflix, Pret a Manger, Carrefour, Aldi, Boots, McDonald's, and more. To check out the full list of Curve Cash retailers, head over to the Curve website.