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Using Your Halifax Credit Card Abroad
Using Halifax credit cards abroad — FAQs
Can I use my Halifax credit card in other countries?
Yes. Your Halifax credit card can be used everywhere Visa is accepted. Being provided by one of the main banks in the UK, and issued by either Visa or Mastercard. Your Halifax credit card may be used at millions of locations throughout the globe, both online and in person. If you want to use your Halifax credit card while you’re on holiday, you should check the rates and fees of other cards beforehand.
When I use my Halifax credit card internationally, how much will it cost me?
The foreign exchange cost for using your Halifax credit card overseas is up to 2.95 percent, and the cash advance fee for using your card at an ATM is 5 percent. Third-party ATM network fees are possible; they are not assessed by Halifax but rather by the financial institution or company that owns the ATM.
Does using a Halifax credit card overseas incur any fees?
Avoiding foreign transaction fees while using your Halifax credit card might be as simple as switching to a dedicated travel card. In addition to multi-currency balances that may help you avoid conversion costs when tapping your card or withdrawing cash, there are wonderful solutions available, such as Revolut, which offers exceptionally low fees and exchange rates while going overseas.
How can I let Halifax know that I will be leaving the country?
If you bank with Halifax and want to travel internationally, you may let the bank know using their online banking system or by phoning their customer care hotline. If you don’t tell Halifax about your upcoming trip, they may freeze your card if they see suspicious activity from a foreign country.
What happens if I get my credit card stolen or it gets misplaced while I'm travelling?
Contact Halifax immediately if you lose or have your Halifax credit card taken while travelling overseas. While your Halifax card is ever lost or stolen, you may call their 24-hour hotline for assistance in cancelling the card and arranging for a replacement to be delivered to you — even while you’re still abroad. In the event that your card is lost or stolen, you should also consider filing a complaint with the appropriate law enforcement agency.
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