The best credit cards for a poor credit rating.
What Credit Cards are the Easiest to Get?
Frequently Asked Questions
What is an Instant Approval Credit Card?
When you fill out an application for an instant approval credit card, you’ll usually find out within minutes of the same application. Approval decisions are based on requirements set by the credit card provider and determined by your credit history and income.
What is the Most Common Credit Card in the UK?
Visa is the most common credit card in the UK; a close second would be Mastercard. It’s common to see people using American Express or Discover, but most of the UK uses Visa and Mastercard.
What is Considered a Bad Credit Score?
Each credit reference agency will have its own tier system for rating credit scores. The rating system is between 300 and 1000, and a bad credit score is considered anything below 600. However, you can improve your credit rating if you pay your credit cards and other lines of credit back on time and ensure you have all your repayments on time.
Can I Get a Credit Card with No Credit History?
Yes. The credit card we recommend for no credit history is the Vanquis Bank Chrome Credit Card, which has a starting credit line of £500 to £1,500 and a 29.5% representative APR. Credit builder cards are designed specifically for applicants with either poor credit or no credit history.
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