Online Only & Digital Banks

With no physical branches and generally no telephone banking, online-only banks are accessible only via smartphone, computer and other digital devices. These banking services are fast, free and paperless, making them ideal for paying bills and transferring money quickly and conveniently. Most new banks are online or app-only; find out more about them below.

Describing itself as a ‘100% mobile, multi-award-winning current account provider’, Monese offers bank accounts that you can open ‘in minutes’. Does Monese make money easy, as their...
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About PCF Bank PCF Bank was founded in 1993. Based in London, United Kingdom, the company offers a wide portfolio of personal and business banking services. Originally established...
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About Tide Tide is a new challenger bank headquartered in London. It is a digital-only bank offering business banking services to companies registered in the UK. The primary...
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Bo Bank (AKA Bó Bank) is from NatWest and is available to download from app stores. We'll have more information and a full review of Bó very soon.
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Winning Britain's Best Bank 2019, Starling is arguably amongst the biggest and most well-known challenger banks. Starling’s vision is to ‘create a better bank for everyone’. Is...
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With its headquarters in Berlin, N26 offers bank accounts in the UK and throughout the Eurozone, as well as in the US. Could this rapidly-growing German bank be one to join as an...
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About Triodos Triodos is an ‘ethical’ bank based in the Netherlands. It also has branches in Germany, Belgium, Spain and the United Kingdom. The name ‘Triodos’ means ‘three-way...
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About First Direct First Direct is a retail bank based in the United Kingdom, headquartered in Leeds. It is a telephone and internet-based bank, with no physical branches, and has...
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About Wyelands Bank Wyelands bank is a bank for small and medium-sized businesses in the UK. It began life in 2016 when it was acquired by entrepreneur Sanjeev Gupta through a family...
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About Zopa Bank Zopa is a British financial services company based in Buckinghamshire. It was founded in 2004 by a team from Egg internet bank and officially launched in 2005. Originally...
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About Loot Loot is a financial services company based in the UK, founded in 2014 by then-student Ollie Purdue. It offers a digital-only current account specifically aimed at students...
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About Fidor German online-only bank Fidor was founded in 2009, expanding into the United Kingdom in 2015. The bank was opened as an attempt to restore customers’ confidence in banking...
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