Weatherbys Bank is a well- established bank based in Weatherby, Yorkshire.
A family business dating back as far as 1770, Weatherbys focus is combining traditional values with a modern approach to banking. The company pride themselves on delivering an exceptional service with bespoke, personal advice that is tailored to the individual rather than a blanket computerised credit scoring approach.
The bank offers a range of services including private banking and the Racing Bank, which specialises in accounts for those involved in horse racing. With the famous race course in Weatherby, the bank provides services to outright owners, syndicates and trainers. The bank also offers mortgages, loans, current and savings accounts.
Weatherbys Private Bank
Bankers have access to a variety of services including financial advice and Weatherbys aim for customers to stay with them for life. Features of the current account include access to a personal advisor, contactless Visa debit card, cheque book, 24/7 24/7 online and mobile banking, overdrafts, free transactions, emergency card replacements and overseas banking.
Weatherbys Racing Bank
Clients have access to a comprehensive range of speclialist banking and accounting services. Key features include online, phone and mobile banking, electronic bank statements with VAT breakdown, paying in books, domestic and international payments, standing orders and direct debits. Customers can also pay training fees, veterinary bills and racing registration fees direct from their accounts and arrange for the fast payment of racing prize funds.
Weatherbys Mortgages and Loans
Weatherbys offers short to medium term loans secured against property, with more of an emphasis on personal circumstances than credit scoring. The bank says that customers can expect personal attention from private banking adviser and wealth management experts, fast decision making with easy access to decision makers and stress free cash transfers. They will also liase with third parties such as lawyers and surveyors on behalf of clients.
The bank provides a flexible range of deposit accounts as well as third party solutions. They state that the loan to loan ratio never exceeds 65% and that all capital ratios exceed normal regulatory levels. All deposits of £85,000 or more are protected by the Financial Services Compensation Scheme/Deposit Protection Service.
The bank offers customers the opportunity to easily move money all over the world. Key features of this service include same day transfers in most cases, fixed rate forward exchange services, offshore accounts and international currency exchanges.
Developed specifically for UK domiciled individuals who are now living abroad, Weatherbys expatriate services include bank accounts and mortgages in foreign currency, bespoke underwriting and loans of between £500,000 and £5,000,000. There is a loan to loan value ratio of up to 65% and an interest only option for up to five years.
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Other services delivered by Weatherbys Bank include investment and wealth advice. Asset finance and mobile banking. The company also has an insurance arm; Weatherbys Hamilton, which specialises in insurance products including residential property, farms and land, motor insurance and protection for classic cars and other high value collectibles.