United Trust Bank

United Trust Bank

United Trust Bank was founded in 1955 as Bank Insinger de Beaufort PLC. It is based in London, United Kingdom.

Reviews Rating
50%
Review Score
This figure is an average of the reviews score, taken from customer reviews and the overall rating of the bank.
63%
BankRank® Score
This figure is the average of the bank’s total sentiment score and the review scores.
Matt Crabtree
Senior Editor
Matt Crabtree
Matt Crabtree is a senior editor at CompareBanks. He has over 10 years experience in writing about all aspects of finance and is passionate about helping consumers make informed decisions about their money.
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Overview

First Glance

United Trust Bank was founded in 1955 as Bank Insinger de Beaufort PLC. It is based in London, United Kingdom.

Features

Contact Info

Email
info@utbank.co.uk
Address
Citypoint, 1 Ropemaker St, London EC2Y 9HT, UK
Phone
020 7190 5555

About United Trust Bank

United Trust Bank was founded in 1955 as Bank Insinger de Beaufort PLC. It is based in London, United Kingdom.

United Trust’s business is focused on providing specialist lending solutions to individuals, charities and businesses, as well as providing its customers with deposit accounts at competitive rates.

United Trust Bank Products and Services

United Trust offers a range of specialist mortgages, including ‘mini mortgages’ aimed at customers who want to release money from their home without changing their current arrangement. These mortgages can also be used to release equity at lower than average loan sizes.

United Trust also provides asset finance, which can be used to secure assets including car leasing, light and heavy commercial vehicles, construction and agricultural equipment, recycling and waste facilities, and bridging finance for residential, commercial and buy-to-let properties.

Structured finance can be borrowed to fund residential or commercial property, mixed-use property portfolios, HMOs, land that has already secured planning permission and listed properties. The minimum loan size is £500,000 and the maximum loan period 36 months. These loans can be taken out by customers including companies, trusts, offshore companies, expats, funds, individual UK citizens and mature borrowers.

For personal savings customers, United Trust offers deposit accounts including 1, 2, 3- and 5-year bonds. The longer the bond period, the higher the rate of interest – the 5-year bond pays 2% AER. Customers can also take out an ISA account if they’d prefer.

Business savings customers can open a 2-year bond account. These accounts are available to partnerships, trusts, clubs, schools, companies, sole traders and pension funds. A separate 2-year bond account is available for charities.

United Trust Bank Security

United Trust Bank is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority. Deposits of up to £85.000 are covered by the Financial Services Compensation Scheme (FSCS).

United Trust Bank Contact Details

One Ropemaker Street
London
EC2Y 9AW

Telephone: 020 7190 5555

Email: info@utbank.co.uk

Have a question about United Trust Bank?

Find answers in Q&As and ask your question

To you share your licence with any other bank 85000 FCA or is it your own 85k — Trevor hunter

Are you reliable bank which looks after its new customers because I like your rates but never heard of you before but was recommended to try you — Bayliss

Does United Trust bank offer business accounts as we're looking for a commercial solution? — Grace

United Trust Bank Reviews

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United Trust Bank Accounts

UTB 1 Year Bond
UTB 1 Year Bond
Personal, Savings
Monthly Fee
0.90%
Interest Rate
Overdraft
Overdraft Rate
UTB 15 Month Bond
UTB 15 Month Bond
Personal, Savings
Monthly Fee
1.05%
Interest Rate
Overdraft
Overdraft Rate
UTB 2 Year Bond
UTB 2 Year Bond
Personal, Savings
Monthly Fee
1.25%
Interest Rate
Overdraft
Overdraft Rate
UTB 3 Year Bond
UTB 3 Year Bond
Personal, Savings
Monthly Fee
1.35%
Interest Rate
Overdraft
Overdraft Rate
UTB 4 Year Bond
UTB 4 Year Bond
Personal, Savings
Monthly Fee
1.50%
Interest Rate
Overdraft
Overdraft Rate
UTB 5 Year Bond
UTB 5 Year Bond
Personal, Savings
Monthly Fee
1.65%
Interest Rate
Overdraft
Overdraft Rate
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