United Trust Bank

United Trust Bank

United Trust Bank was founded in 1955 as Bank Insinger de Beaufort PLC. It is based in London, United Kingdom.

Reviews Rating
50%
Review Score
This figure is an average of the reviews score, taken from customer reviews and the overall rating of the bank.
63%
BankRank® Score
This figure is the average of the bank’s total sentiment score and the review scores.
Disclaimer
While we are independent, we might receive commission if you choose to click on certain links on our website.
CompareBanks
CompareBanks Expert
CompareBanks
Hello! We're CompareBanks and helping the UK to compare banks is our main mission. We're here to help whenever you're on the search for a new bank. Compare the market with in-depth and impartial reviews. Read opinions on bank accounts from people just like you. Not only do we compare banks, we also let you review and rate them to help others with your bank experiences. You can trust us to get you on the right track with the best bank for you.
Read More

Overview

First Glance

United Trust Bank was founded in 1955 as Bank Insinger de Beaufort PLC. It is based in London, United Kingdom.

Features

Contact Info

Address
Citypoint, 1 Ropemaker St, London EC2Y 9HT, UK
Phone
020 7190 5555

About United Trust Bank

United Trust Bank was founded in 1955 as Bank Insinger de Beaufort PLC. It is based in London, United Kingdom.

United Trust’s business is focused on providing specialist lending solutions to individuals, charities and businesses, as well as providing its customers with deposit accounts at competitive rates.

United Trust Bank Products and Services

United Trust offers a range of specialist mortgages, including ‘mini mortgages’ aimed at customers who want to release money from their home without changing their current arrangement. These mortgages can also be used to release equity at lower than average loan sizes.

United Trust also provides asset finance, which can be used to secure assets including car leasing, light and heavy commercial vehicles, construction and agricultural equipment, recycling and waste facilities, and bridging finance for residential, commercial and buy-to-let properties.

Structured finance can be borrowed to fund residential or commercial property, mixed-use property portfolios, HMOs, land that has already secured planning permission and listed properties. The minimum loan size is £500,000 and the maximum loan period 36 months. These loans can be taken out by customers including companies, trusts, offshore companies, expats, funds, individual UK citizens and mature borrowers.

For personal savings customers, United Trust offers deposit accounts including 1, 2, 3- and 5-year bonds. The longer the bond period, the higher the rate of interest – the 5-year bond pays 2% AER. Customers can also take out an ISA account if they’d prefer.

Business savings customers can open a 2-year bond account. These accounts are available to partnerships, trusts, clubs, schools, companies, sole traders and pension funds. A separate 2-year bond account is available for charities.

United Trust Bank Security

United Trust Bank is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority. Deposits of up to £85.000 are covered by the Financial Services Compensation Scheme (FSCS).

United Trust Bank Contact Details

One Ropemaker Street
London
EC2Y 9AW

Telephone: 020 7190 5555

Email: [email protected]

Review your own bank

Have a question about United Trust Bank?

Find answers in Q&As and ask your question

Does United Trust bank offer business accounts as we're looking for a commercial solution? — Grace

United Trust Bank Reviews

No reviews yet. Be the first to write one