Ulster Bank is one of the ‘Big Four’ Irish banks and is registered in both Northern Ireland (as Ulster Bank Limited) and the Republic of Ireland (as Ulster Bank Ireland). It is headquartered in Dublin and Belfast.
Ulster Bank is one of the ‘Big Four’ Irish banks and is registered in both Northern Ireland (as Ulster Bank Limited) and the Republic of Ireland (as Ulster Bank Ireland). It is headquartered in Dublin and Belfast.
Ulster Bank is one of the ‘Big Four’ Irish banks and is registered in both Northern Ireland (as Ulster Bank Limited) and the Republic of Ireland (as Ulster Bank Ireland). It is headquartered in Dublin and Belfast.
Ulster Bank was founded in 1836 as Ulster Banking Company. It was founded by Bank of Ireland employees who were disgruntled about that company’s plans to invest profits in London instead of Belfast.
Ulster Bank was acquired by Westminster Bank in 1917. It is a subsidiary of NatWest and became part of Royal Bank of Scotland Group in 2000. The bank purchased First Active, the oldest building society in Ireland, in 2003; the First Active brand name was retired in 2010.
In 2014, Royal Bank of Scotland Group considered merging Ulster Bank with rival banks in order to reduce its holdings in the Republic of Ireland. This move was cancelled after trading in Ireland improved.
Ulster Bank offers a range of personal current accounts, including a standard option, Gold account, Private account and Gold Private account. To open a Private account, a customer must have a minimum £75,000 salary – or £100,000 for a joint application.
Personal banking customers can also save; choose from the instant access Loyalty Saver account, a cash ISA or Help to Buy ISA for customers looking to get on the property ladder.
The bank also offers dedicated accounts for under-18s, students and recent graduates, plus a Foundation Account offered to customers who don’t meet the criteria for other account options.
Additional personal banking services offered by Ulster Bank include loans, mortgages, overdrafts, insurance and credit cards.
Business customers can open a standard business banking account or choose from accounts designed specifically for start-ups or non-profits. Businesses can also take out dedicated lending products including loans and overdrafts, and a range of savings and investment products.
Eligible deposits with Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme (FSCS). The bank is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and Prudential Regulation Authority.
11-16 Donegall Square E
Belfast
BT1 5UB
Telephone: 0800 015 4422
Email: email_us@ulsterbank.com
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If I could give mine points for customer service I would. Terrible from beginning to end.
I love this bank they are the best.
