Santander Bank
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Last updated: April, 2021

About Santander

Santander UK is a British bank. Though it is a British company and autonomously managed, it is entirely owned by the Spanish Santander Group.

Santander is one of the biggest personal finance companies in the UK and has some 14 million customers, with over 1000 branches and 50 corporate offices. It is headquartered in Camden, London.

Santander UK was formed from three mutual building societies; Alliance & Leicester, Abbey National and Bradford & Bingley. Santander Group purchased Abbey National in 2004, Alliance & Leicester in 2008 and followed that purchase with the branches and savings operations of Bradford & Bingley after it was nationalised post-the banking crisis of 2008. Abbey National and Bradford & Bingley were renamed as Santander in early 2010, and Alliance & Leicester was merged into the bank in May of that year.

The charitable divisions of Abbey, Bradford & Bingley and Alliance & Leicester were brought together to form the Santander Foundation.

Santander Products and Services

Santander UK offers a full portfolio of services for business, corporate and personal customers including:

  • Current accounts
  • Savings accounts
  • Investments
  • Credit products
  • Mortgages

Personal loans are available from £1-25,000, but customers must already hold a Santander account to borrow more than £20,000.

    Why are you visiting today?

    Savings products include savings accounts and ISAs, with interest earned dependent on the type of account and how much access a customer needs to their deposited money. Customers who are willing to take more risk for bigger potential returns can opt for an investment account.

    Santander launched the first-ever current account without fees in 2009 – even unauthorised overdrafts incur no fees. This account was introduced for current and future mortgage customers.

    Santander customers also don’t incur charges when using their branded ATM machines in Spain.

    Santander Security

    Santander UK is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority. Deposits and savings of up to £85,000 are covered by the Financial Services Compensation Scheme.

    Santander Contact Details

    2 Triton Square
    Regent’s Place
    NW1 3AN

    Telephone: 0800 068 7010

    Email: [email protected]

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