NatWest, or National Westminster, is a retail and commercial bank based in the United Kingdom. It is one of the ‘Big Four’ UK clearing banks and has more than 7.5million personal banking and 850,000 small business customers. NatWest also operates in Ireland, through its subsidiary company Ulster Bank.

NatWest
Overview
First Glance
NatWest, or National Westminster, is a retail and commercial bank based in the United Kingdom. It is one of the ‘Big Four’ UK clearing banks and has more than 7.5million personal banking and 850,000 small business customers. NatWest also operates in Ireland, through its subsidiary company Ulster Bank.
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About Natwest
NatWest, or National Westminster, is a retail and commercial bank based in the United Kingdom. It is one of the ‘Big Four’ UK clearing banks and has more than 7.5million personal banking and 850,000 small business customers. NatWest also operates in Ireland, through its subsidiary company Ulster Bank.
NatWest’s beginnings can be traced back to 1658 and the founding of Smith’s Bank of Nottingham. The NatWest we know today was established in 1968 after the merger of National Provincial Bank and Westminster Bank. In 1975 NatWest became one of the first London banks to open an office in Scotland, and part of the group of banks that launched the Access credit card and later the Switch debit card (now known as Maestro).
NatWest has been part of the Royal Bank of Scotland Group since 2000.
Natwest Products and Services
Personal banking customers have access to a comprehensive portfolio of banking options including current accounts, savings accounts, overdrafts, credit cards, loans and mortgages. NatWest also offers a range of Reward accounts, with monthly fees charged dependent on the account level. These accounts reward customers for such activity as paying bills by direct debit and cash sums for switching.
Premier is NatWest’s private banking service and is available to permanent UK residents with a sole income of £100,000 or a joint income of £120,000 annually, or savings or investments of at least £100,000 held with NatWest.
NatWest’s business banking customers can access different services depending on their size. Business banking services are divided into:
- Services for SMEs
- Services for companies turning over more than £2m
- Services for international trade hubs
NatWest also offers business banking customers a programme called Boost, where clients can work with a specialist Business Growth Enabler to gain access to new networks, tools and content plus one to one support.
Natwest Awards
In 2017, NatWest’s banking app was voted Best Banking App by UK customers.
Natwest Security
NatWest recommends that customers use Rapport, free software created by IBM, to help them stay safe online. Customers can also report any fraudulent activity or stolen card problems instantly at the NatWest website.
Natwest Bank Contact Details
135 Bishopsgate
London
EC2M 3YD
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NatWest Reviews
“Absolutely terrible bank. They messed up my loan repayments and they are expecting me to pay for their mistake”
Absolutely terrible bank. They messed up my loan repayments and they are expecting me to pay for their mistake. Law suit!
They broke our agreement and they expect me to pay them for what they messed up. I have never missed a payment in my life untill natwest screwed me over. Stay away from these terrorists.they broke our agreement and arrangement, they lied to me consitantly, what created more issues. A issue they created. And they want me to pay them back the erras they created after they lied, missinformed, misleading and failing to contact me to tell me this and that is happening as we agreed upon. Im taking natwest to court and By god help me i WILL sue you for your lying and incompetency and lack of professional integrity,
Michael Howes!. Utter financial thieving terrorists
“Worst bank and no loyalty or courtesy to ex staff of 9 years”
Worst bank and no loyalty or courtesy to ex staff of 9 years. Pure racial profiling closed mine and 3 other family members accounts without reason.
“Worst service if your trying to run a business, please”
Worst service if your trying to run a business, please try other options
“I have had a terrible experience overall. not to mention the fact that it took over three months to start my account because they wouldn't accept that my last name is written differently in Greek and in English”
I have had a terrible experience overall. not to mention the fact that it took over three months to start my account because they wouldn't accept that my last name is written differently in Greek and in English. Not only did the lady at the desk seem snarky due to my Greek citizenship, they would also never be helpful. Furthermore, they would block my card every single time I would use it, even though the transactions were made at the same places. In addition, every time I would have to unfreeze my card due to the bank's constant, and very irritating, card blocking, I would be the one that would have to be on hold for at least one hour before managing to use my card properly. I have never experienced such horrible service in my entire life. Please do not open your account here, you'll be free of constant frustration, unprofessionalism and appalling customer service
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