Established in 1987, Hodge Bank is named after Sir Julian Hodge. It is the only UK bank to be headquartered in Wales, with its head office based in Cardiff. The bank also has a subsidiary company, Hodge Lifetime, founded in 1965.
Established in 1987, Hodge Bank is named after Sir Julian Hodge. It is the only UK bank to be headquartered in Wales, with its head office based in Cardiff. The bank also has a subsidiary company, Hodge Lifetime, founded in 1965.
Established in 1987, Hodge Bank is named after Sir Julian Hodge. It is the only UK bank to be headquartered in Wales, with its head office based in Cardiff. The bank also has a subsidiary company, Hodge Lifetime, founded in 1965.
While Hodge did not officially become a bank until the late 80s, it was born from two other banks founded by Sir Hodge – Bank of Wales and Chartered Trust. Hodge is the only one of these three companies still run by the Hodge family.
Hodge is not a clearing bank and mostly offers products designed to work alongside those offered by the clearing banks.
Hodge Bank works with commercial clients across Wales, London, the Home Counties and the South West. These clients are primarily real estate businesses.
Hodge helps customers finance investment properties including office space, industrial warehouses, leisure and residential properties. Each loan is bespoke and tailored to the borrower’s needs. Commercial owner-occupier mortgages are offered for office, retail and industrial businesses.
Commercial customers looking to grow their property development portfolio can work with their Hodge advisor to figure out a bespoke solution in even a short time frame.
In more recent years Hodge Bank has expanded into the renewable energy sector, offering lending products for projects including turbine construction.
Hodge also offers fixed rate ISAs, with periods from one to five years. These ISAs are fixed term and money cannot be accessed over the period, with 1-year accounts earning 1.4% interest per annum and 5-year accounts 2%. Fixed rate bonds can be opened over periods from one month (0.71% interest) to five years (2.5% interest). Junior Cash ISAs are available for children.
Customers who may need access to their savings but still want to earn a good rate of interest can take out a notice account – either 8 day or 30-day options are available. The 30-day account earns 1.1% interest per annum.
Hodge Bank is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and Prudential Regulation Authority.
One Central Square
Cardiff
CF10 1FS
Telephone: 029 2037 1726
Email: [email protected]
Find answers in Q&As and ask your question
My elderly parents invested in a small bond. Cost of living crisis hit. My parents are elderly in their 80s and my father disabled. My parents cannot afford to feed themselves and pay bills and asked for early access to money as they are facing LOSING THEIR HOME and Bankruptcy! But the Bank unmoved. Disgusting Disgraceful Don't know meaning of the words treating customers fairly
Criminals duped my parents out of thousands
My wife tried to transfer her ISA from Hodge but after almost 3 months it had not happened. Hodge claimed they had not received the postal instructions from the receiving ISA bank then that they had not received the emailed instructions. Ringing them is a waste of time.
Easy to open Fixed Term savings account. Good communication.
