Hodge Bank

Hodge Bank

Established in 1987, Hodge Bank is named after Sir Julian Hodge. It is the only UK bank to be headquartered in Wales, with its head office based in Cardiff. The bank also has a subsidiary company, Hodge Lifetime, founded in 1965.

Reviews Rating
44%
Review Score
This figure is an average of the reviews score, taken from customer reviews and the overall rating of the bank.
66%
BankRank® Score
This figure is the average of the bank’s total sentiment score and the review scores.
Matt Crabtree
Senior Editor
Matt Crabtree
Matt Crabtree is a senior editor at CompareBanks. He has over 10 years experience in writing about all aspects of finance and is passionate about helping consumers make informed decisions about their money.
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Overview

First Glance

Established in 1987, Hodge Bank is named after Sir Julian Hodge. It is the only UK bank to be headquartered in Wales, with its head office based in Cardiff. The bank also has a subsidiary company, Hodge Lifetime, founded in 1965.

Features

Contact Info

Email
clend@hodgebank.co.uk
Address
8th Floor, One Central Square, Cardiff CF10 1FS, UK
Phone
029 2037 1726

About Hodge Bank

Established in 1987, Hodge Bank is named after Sir Julian Hodge. It is the only UK bank to be headquartered in Wales, with its head office based in Cardiff. The bank also has a subsidiary company, Hodge Lifetime, founded in 1965.

While Hodge did not officially become a bank until the late 80s, it was born from two other banks founded by Sir Hodge – Bank of Wales and Chartered Trust. Hodge is the only one of these three companies still run by the Hodge family.

Hodge is not a clearing bank and mostly offers products designed to work alongside those offered by the clearing banks.

Hodge Bank Products and Services

Hodge Bank works with commercial clients across Wales, London, the Home Counties and the South West. These clients are primarily real estate businesses.

Hodge helps customers finance investment properties including office space, industrial warehouses, leisure and residential properties. Each loan is bespoke and tailored to the borrower’s needs. Commercial owner-occupier mortgages are offered for office, retail and industrial businesses.

Commercial customers looking to grow their property development portfolio can work with their Hodge advisor to figure out a bespoke solution in even a short time frame.

In more recent years Hodge Bank has expanded into the renewable energy sector, offering lending products for projects including turbine construction.

Hodge also offers fixed rate ISAs, with periods from one to five years. These ISAs are fixed term and money cannot be accessed over the period, with 1-year accounts earning 1.4% interest per annum and 5-year accounts 2%. Fixed rate bonds can be opened over periods from one month (0.71% interest) to five years (2.5% interest). Junior Cash ISAs are available for children.

Customers who may need access to their savings but still want to earn a good rate of interest can take out a notice account – either 8 day or 30-day options are available. The 30-day account earns 1.1% interest per annum.

Hodge Bank Security

Hodge Bank is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and Prudential Regulation Authority.

Julian Hodge Bank Contact Details

One Central Square
Cardiff
CF10 1FS

Telephone: 029 2037 1726

Email: clend@hodgebank.co.uk

Have a question about Hodge Bank?

Find answers in Q&As and ask your question

Why has the bank reduced it’s fixed rate 1 year bond to 4.10 percent from 4.15 when the Government has just increased interest rate — Anne Wilson

can i open a joint 1 year fixed bond — vince green

why is it that the telephone number you give on your website is not recognized when I try to phone? — R S Wright

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Hodge Bank Reviews

Alexander Winterton
March 26, 2024

“My elderly parents invested in a small bond. Cost of living crisis hit”

My elderly parents invested in a small bond. Cost of living crisis hit. My parents are elderly in their 80s and my father disabled. My parents cannot afford to feed themselves and pay bills and asked for early access to money as they are facing LOSING THEIR HOME and Bankruptcy! But the Bank unmoved. Disgusting Disgraceful Don't know meaning of the words treating customers fairly

Jane Owen
March 26, 2024

“Criminals duped my parents out of thousands”

Criminals duped my parents out of thousands

Norman Conroy
March 26, 2024

“My wife tried to transfer her ISA from Hodge but after almost 3 months it had not happened”

My wife tried to transfer her ISA from Hodge but after almost 3 months it had not happened. Hodge claimed they had not received the postal instructions from the receiving ISA bank then that they had not received the emailed instructions. Ringing them is a waste of time.

Glyn Wood
August 4, 2021

“Easy to open Fixed Term savings account. Good communication”

Easy to open Fixed Term savings account. Good communication.

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