FCE, or Ford Credit Europe, is a UK-based bank that is a subsidiary of FSCH Gmbh, itself a subsidiary of Ford Credit International (FCI). FCI is owned by Ford Motor Credit Company.

Reviews Rating
87%
Review Score
This figure is an average of the reviews score, taken from customer reviews and the overall rating of the bank.
66%
BankRank® Score
This figure is the average of the bank’s total sentiment score and the review scores.
Matt Crabtree
Senior Editor
Matt Crabtree
Matt Crabtree is a senior editor at CompareBanks. He has over 10 years experience in writing about all aspects of finance and is passionate about helping consumers make informed decisions about their money.
Read More

Overview

First Glance

FCE, or Ford Credit Europe, is a UK-based bank that is a subsidiary of FSCH Gmbh, itself a subsidiary of Ford Credit International (FCI). FCI is owned by Ford Motor Credit Company.

Features

Contact Info

Email
fixedinc@ford.com
Phone
44 1277 693000

About FCE Bank

FCE, or Ford Credit Europe, is a UK-based bank that is a subsidiary of FSCH Gmbh, itself a subsidiary of Ford Credit International (FCI). FCI is owned by Ford Motor Credit Company.

Ford Credit Europe was founded in 1963 and is headquartered in Brentwood, Essex, United Kingdom. The bank operates in fifteen European countries in total and works to sell Ford vehicles through partnerships and arrangements in several others. Countries FCE is active in include Russia, Sweden, Denmark, Finland, South Africa, Norway and Turkey.

FCE Bank Products and Services

FCE Bank offers retail, leasing and wholesale automotive financial products. These products are offered in Ford dealerships and support the sale of vehicles by giving customers a means to purchase them. The bank also provides wholesale finance to Ford dealers to help them purchase vehicles to be sold.

FCE offers a range of retail credit products for individual and small business customers. These include hire purchase, conditional sale, credit sale, financial leases and retail financing. Balloon payment options are also available. These credit products are usually secured against a vehicle.

FCE also works with selected insurance providers including Guaranteed Asset Protection insurance and motor insurance. These products are also usually sold at Ford dealerships, although motor insurance can be sold through an underwriter.

FCE Bank does not offer everyday banking services such as current accounts, savings accounts or credit cards, although a range of savings products are offered via Ford Money.

FCE Bank also has a trade finance division, focused on wholesale stocking finance in countries where Ford has no national sales presence.

FCE Bank Security

FCE is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and Prudential Regulation Authority. Detailed information on how FCE keeps customers’ information safe online is available via the Ford website.

FCE Bank Contact Details

Jubilee House
The Dr, Great Warley
Warley
Brentwood
CM13 3AR

Telephone: 01277 693000

Email: fixedinc@ford.com

Have a question about FCE Bank?

Find answers in Q&As and ask your question

Hello, are you solely covered by the fscs. , not shared with any other financial companies — Linda swallow

Ford Money/FCE bank has same sort code as Barclays Bank in Leicester, why is that ? — James

FCE Bank Reviews

Gulsen Skrebowski
March 22, 2024

“Perfect easy to open an account online And move”

Perfect
easy to open an account online
And move money into it

Phil Power
February 20, 2022

“I'm quite stunned to have read those reviews criticising the methods of opening a savings account with you”

I'm quite stunned to have read those reviews criticising the methods of opening a savings account with you.
The only important thing to do is READ the instructions thoroughly. They are a step by step way of trouble free application. They tell you that you have to link the account with the main account that you use. The sort code, account number and reference number are provided in the second letter. If the procedure is closely followed it's really easy. A contact number is also provided with the set up details.
I appreciate the fact that some people find forms etc really difficult to understand,
so I feel the only addition to the service that I would add would be to make a help line available for potential customers to be helped through the sign up. It might even improve the take-up because of the ‘help line'.

7 persons found this helpful
Robert Smith
May 19, 2020

“FORD MONEY aka FCE BANK, online sign up is easy, then it all goes bad on trying to make initial deposit via internet banking your bank checks fords details with Barclays, then returns error that the payee name and account number do not match (for ford money) and if you proceed it’s at your risk”

FORD MONEY aka FCE BANK, online sign up is easy, then it all goes bad
on trying to make initial deposit via internet banking your bank checks fords details with Barclays, then returns error that the payee name and account number do not match (for ford money) and if you proceed it’s at your risk.
Second red flag is you do not get a sort code and account number of your own, instead you pay into fords account with a reference number, so nothing like proper banking.
Thirdly you cannot contact Ford at all, phones do not get answered, messages sent via their system do not get viewed. AVOID!

6 persons found this helpful