FCE, or Ford Credit Europe, is a UK-based bank that is a subsidiary of FSCH Gmbh, itself a subsidiary of Ford Credit International (FCI). FCI is owned by Ford Motor Credit Company.
Ford Credit Europe was founded in 1963 and is headquartered in Brentwood, Essex, United Kingdom. The bank operates in fifteen European countries in total and works to sell Ford vehicles through partnerships and arrangements in several others. Countries FCE is active in include Russia, Sweden, Denmark, Finland, South Africa, Norway and Turkey.
FCE Bank Products and Services
FCE Bank offers retail, leasing and wholesale automotive financial products. These products are offered in Ford dealerships and support the sale of vehicles by giving customers a means to purchase them. The bank also provides wholesale finance to Ford dealers to help them purchase vehicles to be sold.
FCE offers a range of retail credit products for individual and small business customers. These include hire purchase, conditional sale, credit sale, financial leases and retail financing. Balloon payment options are also available. These credit products are usually secured against a vehicle.
FCE also works with selected insurance providers including Guaranteed Asset Protection insurance and motor insurance. These products are also usually sold at Ford dealerships, although motor insurance can be sold through an underwriter.
FCE Bank does not offer everyday banking services such as current accounts, savings accounts or credit cards, although a range of savings products are offered via Ford Money.
FCE Bank also has a trade finance division, focused on wholesale stocking finance in countries where Ford has no national sales presence.
FCE Bank Security
FCE is authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority (FCA) and Prudential Regulation Authority. Detailed information on how FCE keeps customers’ information safe online is available via the Ford website.
FCE Bank Contact Details
The Dr, Great Warley