British Independent Retailer Association (BIRA) Bank was founded in 1955 in Birmingham. It is the only bank in the UK owned solely by a trade association and specialises solely in providing services for independent retailers. Formerly known as BIRA Finance, the company was renamed BIRA Bank in 2013.
The British Independent Retailers Association has been supporting independent retailers for over 100 years and work with independents across a range of industries. They are currently working with more than 600 businesses.
BIRA Bank Products and Services
BIRA Bank offers financial products and services to members of the British Independent Retailers Association. These products include commercial lending solutions, personal loans and deposit accounts. Available commercial lending products include loans for vehicles, equipment or premises and working capital loans.
BIRA Bank works with service partner HSBC to offer preferential rates to its customers. Benefits and services offered to BIRA members include:
Free business banking for 18 months (if a new HSBC customer)